Superannuation & Insurance Discovery — Australia

Find lost super and check for insurance you may already have

SuperSearch helps Australians identify lost or inactive super accounts and check whether their super may include insurance benefits such as TPD, income protection, or terminal illness cover — entitlements many people never knew they had.

Secure process
Simple online authority
Clear next steps
Legal partner Claimsplus Lawyers

Australians are missing billions in super

$17.8B

Unclaimed super waiting to be found

7.1M

Lost accounts across Australia

$2,500

Average per found account

Source: Australian Taxation Office (ATO), June 2024

What SuperSearch does

A simple way to check what may already be there

Many people do not realise their super fund may include insurance cover or other entitlements. It is common for funds to hold life, TPD, income protection, and terminal illness benefits on behalf of members — often without clearly communicating this.

SuperSearch is a simple starting point for people who want clarity before deciding what to do next — no government portal navigation, no jargon, no obligation.

SuperSearch is designed to help identify

  • Lost or inactive super accounts
  • Multiple super accounts across different funds
  • Insurance cover attached to a super fund
  • Possible next steps if something relevant is found

How it works

Four simple steps

01

Complete a short intake

Provide your basic details. Your TFN is optional, but can help improve the search.

02

Sign the authority

Authorise the ATO search with a simple online signature.

03

ATO search begins

The ATO conducts the search. Results typically take 2–3 weeks.

04

Receive your results

We'll send you a clear summary and explain your options.


Discovery scope

What SuperSearch may find

Lost or unclaimed super

Super held by the ATO or linked to accounts you may have lost track of after changing jobs, moving, or life events.

Inactive or forgotten accounts

Older super accounts that may no longer receive contributions but could still hold a balance.

Multiple super accounts

Accounts across different funds that may have built up over your working life.

Insurance cover within super

Life, TPD, income protection, or terminal illness cover that may be attached to a super fund.

A possible claim pathway

If insurance cover exists and you may be eligible to claim, we’ll explain the next step clearly.

Need for further review

Some results may need closer review before a recommendation can be made. We’ll let you know what that involves.


Why use SuperSearch

Simple. Secure. Easy to follow.

Simple to start

Complete a short online intake and sign your authority in minutes. No government portals, no paperwork, no jargon.

Secure and Passport-linked

Your information is stored securely against your Claims Passport. It's used only for the SuperSearch process and never shared without your consent.

Clear options after results

You'll receive a plain-language summary of what was found. If there's a possible claim pathway, we'll explain it clearly before anything proceeds.


Clear, secure, and easy to follow

A process built to be straightforward

SuperSearch is built to make the process easier to understand. You complete a short intake, sign the authority online, and receive a clear outcome if anything relevant is identified.

  • Straightforward
  • Secure
  • Transparent
  • Easy to follow

Claimsplus Lawyers service

Discovery first. Next steps second.

SuperSearch is operated by Claimsplus Lawyers as a discovery and referral service. If something relevant is identified, your options will be clearly explained before anything proceeds.

No costs or obligations at the discovery stage. Any next steps involving legal services will be explained separately and require your consent.


Frequently asked questions

Common questions

SuperSearch helps find lost, inactive, or multiple super accounts. It may also identify insurance cover held inside a super fund, such as life, TPD, income protection, or terminal illness cover.

Complete a short online form and sign an ATO authority. This allows the SuperSearch team to request a search from the Australian Taxation Office on your behalf.

The search is conducted by the Australian Taxation Office. Timeframes can vary depending on ATO workload, but results typically take 2–3 weeks.

No. Your TFN is optional. However, providing it helps the ATO match your records more accurately. If you choose not to provide it, your search may take longer or return incomplete results.

The search may identify lost super, inactive accounts, multiple super funds, ATO-held super, or insurance cover linked to a super account.

You’ll receive a clear summary of what was found. If there may be a claim or recovery pathway, we’ll explain the next step before anything proceeds.

The SuperSearch intake and discovery process is free. If any further service or legal pathway is available, it will be explained clearly before you decide whether to continue.

Yes. Your information is stored securely against your Claims Passport and used only for the SuperSearch process. Your signed authority is used to request the ATO search on your behalf.


Start your search

Find out what may already be there

Start in minutes with a short intake and authority.
ATO results typically take 2–3 weeks.

Free · Secure · No obligation